Liquor Liability Insurance

Is your business covered for liquor liability?

Many liquor liability policies exclude this coverage. Do you have Common Law Coverage? Common-Law Liability applies when the consumption of alcohol and intoxication of a patron occurs in your state of coverage, but that alleged intoxicated patron injures someone else or damages another’s property in another state. In this instance, your current insurance policy may not respond with defense if Common Law Liability Coverage is excluded. At Guild Insurance, all of our carriers include Common Law Liability Coverage.

A patron overindulges and gets into an accident on the way home late at night, injuring his date. An argument over a bar tab turns into a physical altercation. An innocent pedestrian is struck by the vehicle of your customer who has indulged in one too many glasses of a fine Napa cabernet. You may be financially responsible for the injuries caused by your patrons. Your liquor liability policy with Guild Insurance will respond with vigor to protect your business.

Complete our easy online quote form and sit back and relax; Guild Insurance handles the rest. Our professional agents will submit your business to our top-rated carriers and contact you once the quote is received.