Employment Practices Liability For Your Hospitality Business
Protect Your Team With Employment Practices Liability
Maybe a manager makes an inappropriate comment about an employee. Perhaps you as the business owner are wrongly accused of retaliation. These scenarios are one of many that could result in an Employment Practices Liability complaint.
What is Employment Practices Liability?
Employment Practices Liability insurance is designed to provide coverage for employee-employer disputes that could involve discrimination, sexual harassment, retaliation, violations of the Family Medical Leave Act, wrongful discipline or termination, and wrongful failure to promote.
Are you covered?
Nearly 75% of small businesses elect to not carry Employment Practices Liability Insurance. This is arguably the most significant coverage gap for hospitality businesses. The very nature of restaurants and bar atmospheres lead to a higher potential for these types of claims.
Why Should You Get Employment Practices Liability?
Your manager makes a vulgar joke among a group of employees, many of whom wince with disapproval. An employee is terminated for what you believe to be just cause, but the employee claims it was due to their sexual orientation. A long-time employee becomes upset they were not promoted over a newer employee. These situations could be ticking EPLI time bombs.
Your night shift manager has what he believes to be a “loose, friendly, and anything-goes” relationship with his crew. He repeatedly refers to some ethnic members of his team in a derogatory manner. Months later, you are served with several complaints from the Equal Employment Opportunity Commission. There are four complaints and each end up being settled for $50,000 plus legal fees. Thankfully, your EPLI policy responded with defense and award of damages.
True Story—We’ve been around since 1946. We’ve seen a lot.
How To Start Protecting Your Business?
Complete our easy online quote form and sit back and relax; Guild Insurance handles the rest. Our professional agents will submit your business to our top-rated carriers and contact you once the quote is received.
Our Other Coverages
You’ve invested a lifetime of passion in your business; You need an insurance policy that will protect it. Guild Insurance offers insurance policies that meet each unique challenge the hospitality industry presents.