Bars & Taverns
Many insurance agencies offer bar insurance, but very few are industry specialists who focus diligently on your business. Guild Insurance Inc. has exclusively offered Bar & Tavern insurance programs since 1946. We know the challenges you face as a bar owner and the coverage you need to protect your livelihood.
Coverage You Can Count On
You are an entrepreneur and a people person who loves chatting with your regulars. You shouldn’t have to worry about your insurance coverage not coming through when you need it. A policy written through Guild Insurance will protect your business operations so you can focus on what you do best—provide a great place for people to relax and have fun.
Prepare for the unexpected.
Insurance For Your Bar
It’s impossible to predict when disaster may strike. But you can prepare yourself with an insurance policy crafted with your bar or tavern in mind.
- Assault & Battery included
- Liquor liability – no annual aggregate
- Liquor liability – common law included
- Premises, operations, and product liability
- Defense costs outside of policy limits
- Building & Business Property
- Tenant Improvements & Betterments
- Loss of business income included
- Customized coverage extensions
- Builder’s risk for renovations
- Workers Compensation
- Umbrella liability
- Food delivery
- Employment practices liability
- Cyber liability
From a corner joint to a hip speakeasy
Our insurance carriers are specialists in your industry. That means they know your business and are comfortable with your business model, whatever it may be.
Guild Insurance Inc. knows bars and taverns. We’ve offered comprehensive insurance products for the hospitality industry since 1946.
Why Bar & Tavern Insurance
One of your patrons may have been overserved and got into a major accident on the way home last night. You wonder: Am I responsible for this? Am I covered?
You are opening up your pub one morning and are served a summons by a process officer. A former patron claims they fell in your parking lot and suffered severe injuries. You suspect fraud. You wonder: Will my insurance company defend me and my business?
A wicked wind storm blows through overnight. You awake to substantial damage to your building. You begin to worry: How will I ever recover from this?