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 AUTO
- Less than perfect driving record
- Sub-Standard risks OK
- No prior coverage required
- No credit checks
- SR-22 Filings
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- Less than perfect loss history
- HO3 or HO8
- No prior coverage required
- No credit checks
- Fuses or space heaters acceptable
Risk Appetite includes small to mid-size risks.
- Including Apartment Buildings, Artisan & Specialty Contractors (Including Roofers), Auto Repair Shops, Buildings - Lessor's Risk, Commercial Auto, Gas Stations, Grocery & Convenient Stores, Health Clubs, Hole In One Insurance, Hotels/Motels, Inflatable Rental, Janitorial Contractors and much more....
- Easy submission process. Fax or email appropriate, fully completed, ACORD Applications to (630) 723-3975 or info@guildins.com
 Liquor Liability (Dram Shop) - We have access to the most competitive Liquor Liability Insurance Markets and have maintained relationships with our carriers for decades. We are the largest single location wholesale agent of Liquor Liability Insurance in the State of Illinois. Any risk, good claims history, bad claims history, big or small, we can find a home for it!!!
- Restaurants, taverns, Nightclubs, Fraternal Organizations, Package Liquor Stores, Caterers, Fine Dining, Wineries, Breweries, Special Events.... The list goes on, and we have the market to place your risks!
- Download our EASY Liquor Liability Applications here:
General Liability and Property - Our carriers know the Hospitality Industry as well as we do. It is very important to be able to offer Commercial Package Policies that cater to the Hospitality Industry.
Some of the highlights of the package policies we offer:
- Replacement Cost available on Building and Contents
- Low Minimum Premiums
- Theft Coverage available if Central Station Alarm System is present
- We CAN write cooking establishments that do not have a fire suppression system (additional premium applies)
- Loss of Business Income, Equipment Breakdown, Money & Securities, Outdoor Sign, Spoilage, and many other coverages are available
- NO Assault & Battery Exclusion. Up to $1,000,000 Occurrence Limit Available.
Special Events - Liquor Liability, General Liability, or both, we have the best markets for any special event.
- In House Binding Authority up to $750,000 and up to $2,500,000 with underwriters approval
- Quick quote and policy issuance times
- A-Rated Admitted Program - Underwriters at Lloyds, London
- Low minimum Premium
- Competitive Commission Paid
- RC or ACV
- Special Form w/Theft available (must have Central Station Alarm System to include theft)
- Wide range of ISO Classes eligible - Including Apartment Buildings, Hospitality Risks, Mercantile, Private Clubs and MORE!
- The recent economic downturn and resulting flood of foreclosed properties has dramatically increased the presence of Vacant Properties. Traditional commercial package policies do not provide the proper coverage for a vacant building. Contact us today for all of your Vacant Building Insurance needs!
- Admitted A-Rated Carrier - Underwriters at Lloyd's, London
- In house binding authority up to $2,000,000 and up to $3,000,000 with underwriters approval
- Quick Quotes
- Liability limit up to $1,000,000
- 3,6, or 12 month renewable policies
- Competitive Commission paid
- Special Form available
- Click for our easy Vacant Building Application
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